- Robust risk management approach with an intense focus on credit quality, diversification and granularity
- Differentiated lending model where we lend alongside banks which speeds up deployment
- Use of artificial intelligence (AI) based on Deep Learning as part of the investment process
Capital at risk. The value of investments and the income from them may fall as well as rise and is not guaranteed. Investors may not get back the full amount invested.
Credit Risk: the risk that an underlying borrower will be unable to pay principal and interest when due.
Small and Medium Sized Enterprise (SME) Risk: Investments in small and medium sized unquoted companies are intrinsically riskier than in quoted companies as the unquoted companies may be smaller, more vulnerable to changes in markets and technology and dependent on the skills and commitment of the management team.